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Important Information About No-Fault Benefits

Michigan’s no-fault car insurance provides payment for medical expenses, lost wages and damage to other people’s property no matter who is determined to have caused the automobile accident. If you have been denied fair benefits after an accident, contact our attorneys at Lipton Law. We have extensive experience challenging insurance companies who refuse to honor their obligations to policyholders.

We know what your car accident claims are worth and will fight your insurer so that you get the compensation you deserve. 

The No-Fault Car Insurance Policy

There are three parts to a no-fault car insurance policy that drivers in Michigan are required to buy. These are:

  • Personal injury protection (PIP). PIP pays for all of your medical costs. It also covers up to 85 percent of the income you would have earned over the span of three years if you hadn’t suffered injury. 
  • Property protection. This provision pays for the damage that your car caused to other people’s property, up to $1 million. It also covers damage your car does to another person’s properly parked vehicle, but it does not pay for any other damage to vehicles.
  • Residual liability insurance/bodily injury and property damage. This no-fault provision protects insured drivers from being sued because of a car crash. However, the no-fault law will vary if a motorist causes an accident that results in death, serious injury or permanent disfigurement.

Obtain The Compensation You Deserve

While the specifics of Michigan’s no-fault benefits may seem straightforward, auto accident cases involving insurance claims can be complex. Even with Michigan’s no-fault car insurance policy at work, individuals face obstacles when filing no-fault benefit claims. Our attorneys are familiar with the tactics insurers use to avoid fair payouts. We aggressively represent our clients because we know you need full compensation.

At Lipton Law, our Southfield lawyers know there is no time to waste in helping you obtain a fair result. Contact us online today or call 248-557-1688 to learn more about options regarding a no-fault benefits claim.