Don’t Miss Your Chance To Get No-Fault Benefits

Motorists in Michigan have a limited window of time to file a no-fault insurance claim. Every driver is required to file a written application for no-fault benefits with the correct insurance company within one year from the date of his or her auto accident. The one-year time limit is extremely strict — and even though there is a lot on your mind and there is much to do after being involved in a car crash, you must act quickly.

At Lipton Law, our Southfield no-fault insurance lawyers are not strangers to the deceptive practices of insurance companies when prolonging the turnaround of applications and claims filed by accident victims. In our many years of experience, we are highly familiar with insurance company tactics as well as how to help guide you through the process of obtaining the full amount of no-fault benefits to which you're entitled.

Put Time On Your Side

There are two things to remember about the one-year time limit for no-fault claims in Michigan:

  1. You must file a written claim with regard to benefits for lost wages, medical costs, household services and other no-fault benefits with the correct insurance company within one year of the date of the expense. Failing to do this will deny you the opportunity to get recovery or reimbursement for these claims or expenses.
  2. If an insurance company denies you payment for an allowable expense included under Michigan's no-fault benefits, you have one year from the date you acquired the expenses to file a lawsuit for that specific item. If you do not file a lawsuit within this time frame, your right to payment for that particular item or service will terminate.

These one-year time restraints can add extra stress to an already challenging time, especially if the insurance company tells you that it did not receive your application or that you filled out portions of it incorrectly. These tactics are just a few that insurance companies will try to deny you the no-fault benefits you are legally entitled to under Michigan's no-fault law.

Preserving Your Rights

You can't afford to delay after being injured in a vehicle collision. Insurance companies are not required to provide payment for any lost wages or benefits relating to medical care, replacement services or other expenses that are determined to be over a year old. To avoid this, it is best to send written proof (and save copies for yourself) of all expenses and losses to your insurance carrier as soon as you acquire them, but not more than one year from when you acquired them.

Contact us online today or call 248-557-1688 for more information. Our attorneys offer free initial consultations and can provide you the edge you need when going up against an insurance company.