No-Fault Claim Denial
There is no doubting that coping with injuries from a car accident can be stressful, not to mention upsetting. A lot is on an accident victim's mind, such as taking time off of work to recover, caring for family members, adjusting to physical limitations after healing from an injury or surgery, and paying for various medical expenses.
For even the most affluent people, the costs of hospital bills and other damages relating to car accidents in Southfield and resulting injuries add up quickly, often leaving people wondering how they will be able to afford everything they need to fully recover. No-fault insurance in Michigan is required for all drivers for this very reason. This type of coverage provides payment for expenses ranging from wage and income loss benefits to prescription costs and home modification to attendant care services. But what happens if the insurance company denies your no-fault claim? Are they even allowed to?
Ways of Denying Your Claim
If you think it doesn't make sense that an insurance company would deny you payment for benefits covered under your no-fault insurance policy, then you'd be right. It isn't unheard of for an insurance adjuster to "leave out" different types of no-fault benefits you are entitled to or deny you reimbursement for benefit services you've received.
You may even be contacted by your insurance company and they may explain your no-fault benefits to you. This may seem like a nice gesture, but accident victims are far too frequently mislead and deceived. Because the insurance company may not tell you of all the benefits you deserve to be given, it is important to not sign anything or agree to benefits if you are suspicious that they are not sufficient.
If you have any doubts about payment of benefits after your accident, trusting that gut feeling could mean the difference between struggling with finances and potentially prolonging or worsening your medical condition, and obtaining the medical care and attention you need, therefore allowing you to heal and/or make the necessary accommodations for your condition.
Giving Up Is NOT an Option
If you have been denied no-fault insurance benefits in Southfield Michigan, it can be tempting to give in and settle for less than you deserve because this is an easy thing to do and you've already been through a lot. But with the right help on your side, obtaining the no-fault insurance benefits you are entitled to doesn't have to be difficult or interfere with your life. Insurance companies can come up with a lot of different excuses for denying you certain benefits. Whether you have been told that you filled out your paperwork incorrectly, your application wasn't received, your application didn't meet the deadline, or you don't have serious enough injuries to qualify, you may want to have an attorney with experience in handling no-fault insurance claims evaluate your situation.
Securing Your No-Fault Benefits in Full
At Lipton Law, our Southfield no-fault claim denial lawyers in Michigan know how to help you obtain the full benefits you deserve. Because we have dedicated so many years to successfully resolving the complex no-fault insurance claims unique to Michigan, we know the common ways in which insurance companies send accident victims on a wild goose chase to further delay or prevent the payment of benefits. Contact our firm today at 248-557-1688 for more information about how we can make a difference.