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Paying Insurance Premiums for MI Car Accident Coverage Doesn’t Always Guarantee Compensation

By Lipton Law on October 15, 2012 - No comments

You pay insurance premiums in order to protect yourself against the financial destruction which may be inflicted on you in the event of an accident which damages or destroys your home or business, or when you or a loved one is injured or killed in an accident. You expect that when required, your insurance carrier will not treat you in “bad faith” by delaying or denying your valid claims. In Michigan, that is exactly what you may face without a skilled legal representative to help you.

Southfield Insurance Claim DenialIn 2009, the Michigan Court of Appeals, in Johnson v. Wausau, ruled that even when an insurance carrier has lied to you that your claim was not covered by your policy, you had no cause of action (no right to sue) for fraud because you could and should have consulted with an attorney to confirm the accuracy of the statement made by your carrier. Even though legislative attempts to correct this injustice were begun in 2009 (specifically the introduction of Bill 4244), to date, no law exists which curbs these types of insurance bad faith.

If you or a loved one has been a victim of a delay or denial of an insurance claim, that delay or denial may have been in bad faith. The insurance company has all the money to continue to delay and deny your claim. Let the experienced insurance bad faith lawyers at Lipton Law even the playing field and get you the recovery and compensation you may be entitled to. Call us at (248) 557-1688 for a free consultation.