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Debate Continues on Reducing Michigan No-Fault Benefits

By Lipton Law on February 21, 2012 - No comments

A bill introduced in the Michigan legislature in October 2011 would end Michigan’s lifetime no-fault insurance benefits and allow drivers to choose up to $5 million in lifetime coverage instead. Although the bill is approaching the six-month anniversary of its introduction, it’s no closer to being passed, and instead is facing strong opposition and even a lawsuit, according to a recent article in the Livingston Daily.

The bill’s sponsor has argued that the bill would lower no-fault insurance premiums in Michigan by forcing injured drivers to take more responsibility for their own coverage. Currently, he says that Michigan’s lifetime benefits arrangement for seriously injured drivers is raising auto insurance premiums.

Opponents believe that, given the option, young drivers, those with previous DUI convictions, and other high-risk drivers will opt for lower coverage, which might leave them unable to pay their medical bills if they are hurt in a serious MI auto accident. The bill also appropriates $50,000 for a publicity campaign for the new law, if it passes. Because bills with appropriations in them cannot be re-considered by Michigan voters on a referendum, opponents of the bill are particularly concerned with defeating it in the legislature, before it can reach the governor’s desk for a signature.

At Lipton Law, our experienced Southfield no-fault insurance attorneys are ready to help those injured in car accidents. We can guide you through every step of the way, from filing your Michigan no-fault insurance claim to seeking compensation from any other parties who may be at fault for your injuries. Call us today at (248) 557-1688 for a free and confidential consultation.