According to a study conducted by the Congressional Budget Office, enrollment is rising for Social Security Disability Insurance (SSDI). As reported by The Huffington Post, the new report says the rise in America’s ranks of disabled to 8.3 million in 2011 stems from an aging population, changes in the law in the 1980s, a surge in women workers, and an ailing economy in which disabled individuals can’t find jobs.
The study revealed that the biggest jumps in the disabled population came from aging Baby Boomers, finding that from 1996 to 2009 “the share of disabled worker benefits awarded to older workers (ages 45 and older) rose from 67 percent to 76 percent.” The share of benefits to younger workers between the ages of 25 to 44, however, fell from 31 percent to 22 percent.
Overall, in the aftermath of the recent recession, SSDI benefits reached a historic high, surpassing 2.9 million in the 2010 calendar year. The report was requested by an Alabama senator who cited estimates that the disability program would run out of money in 2016 if changes aren’t made.
Individuals coping with a disability face serious financial, physical, and emotional challenges. Not being able to work because of a disability leaves a person with few options for obtaining proper medical care and providing for themselves and their family. With SSDI enrollment increasing, ensuring that your application for benefits is properly filled out and that you’ve included the correct medical evidence is essential. Getting disability benefits isn’t a competition, but it may feel like one if your application is missing key information.
For additional information on this study and the causes for this increase in SSDI enrollment, please visit our blog next week for Part Two in this blog series.