Michigan is one of several U.S. states that require motorcycle riders to wear helmets when riding their bike. The National Highway Traffic Safety Association (NHTSA), estimates that motorcycle helmets make the difference between life and death for 37 percent of motorcycle accident victims each year.
Despite helmets’ life-saving abilities, however, opponents of Michigan’s motorcycle helmet law seek to get it repealed nearly every year. What opponents rarely mention is that Michigan’s helmet law does more than save lives. It also saves every vehicle owner in Michigan money on their insurance bill each year.
Michigan’s no-fault car insurance law is one of the most comprehensive in the United States. If a car crash occurs, the drivers’ insurance covers the costs of any injuries suffered in the accident, no matter who is hurt. Insurance must offer lifetime benefits for certain lifelong injuries or permanent disabilities. All car owners are required to carry this insurance, but motorcyclists are not. When a car and a motorcycle crash in Michigan, the car owner’s insurance pays for everyone’s injuries, including the motorcyclists’ injuries. If bikers were allowed to ride without a helmet, the costs of serious injuries in motorcycle accidents would almost certainly increase – and so would insurance premiums.
Drivers or motorcyclists who suffer permanent impairments or disfigurement as well as family members of motorcyclists killed in an accident may be able to seek compensation from the person who caused the crash in order to cover bills that insurance does not cover. If you have been seriously injured in a motorcycle crash in Michigan, please don’t hesitate to call the experienced Southfield motorcycle accident lawyers at Lipton Law, P.C. We will help you seek the compensation you deserve from insurance companies or negligent drivers. Call us today at 248-557-1688 for a free consultation.