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Social Security Disability Insurance

Social Security is a Right, but is Often Something You Must Fight For

By Lipton Law on September 28, 2012 - No comments

Macomb County SSDI ApplicationIn the 1930’s, the United States made a commitment to take care of its elderly, less fortunate, and disabled through deductions to wage earners’ income. As long as you were working, you paid into the Social Security system. You knew that should you need it, the fund was there to pay for your living expenses and even your recuperation should you become disabled. However, obtaining Social Security Disability Insurance (SSDI) benefits is a complex and often stressful process. Proving disability typically requires the proper medical evidence and if your medical condition doesn’t fit the specific criteria established by the Social Security Administration (SSA), then you may not be eligible for benefits.

Applying for SSDI benefits or filing a claim for appeal frequently makes individuals dizzy with frustration. There is a lot to keep track of when pursuing benefits on top of ensuring that proper medical care and treatment is being obtained for your disability. To ensure that you don’t miss any steps in the application or appeals process, you may want to consult with an experienced attorney.

Coping with a disability is extremely challenging for an individual as well as his or her family. More often than not, finances are an issue when steep medical bills must be paid or when the primary wage-earner is no longer able to work.

The skilled Social Security lawyers in Michigan at Lipton Law can help you understand your rights and the process of getting the benefits that you deserve. For years, we have been providing our clients with effective legal guidance and representation. Contact the experienced legal team at Lipton Law for a free consultation by calling (248) 557-1688.

 

Why is Social Security Disability Insurance Enrollment Increasing?

By Lipton Law on August 13, 2012 - No comments

Last week we discussed a study conducted by the Congressional Budget Office as reported by The Huffington Post on the rise in SSDI enrollment. The study lays out options for fixing the shortfalls in disability funding, including raising taxes and cutting benefits.

The following is some additional and more specific information on the causes for this increase in SSDI enrollment:

  • A change in the law during the Regan administration allowed more people with musculoskeletal problems and mental disabilities to qualify, resulting in an increase in enrollment.
  • More women have entered the workforce since the 1970s, which boosted the working population and generated a larger pool of workers who may become disabled.
  • The poor economy has helped “swell the rolls of America’s disabled,” from an estimated 7.4 million in 2008 to 8.6 million in 2011. When jobs are scarce, employment opportunities for disabled workers may be especially limited.

For disabled individuals, Social Security Disability Insurance benefits can be of great help, providing vital financial assistance at a time when they may be unable to work and provide for themselves or their family. Unfortunately, the process of applying, as well as appealing if your initial request was denied, can be stressful and overwhelming. For assistance with your disability claim, contact a Social Security Disability Insurance lawyer in Michigan at Lipton Law. We have the knowledge and skills needed to get you the benefits you’re entitled to. Call (248) 557-1688 to discuss your claim.

 

New Study Finds Enrollment in Social Security Disability Insurance is Rising

By Lipton Law on August 9, 2012 - No comments

According to a study conducted by the Congressional Budget Office, enrollment is rising for Social Security Disability Insurance (SSDI). As reported by The Huffington Post, the new report says the rise in America’s ranks of disabled to 8.3 million in 2011 stems from an aging population, changes in the law in the 1980s, a surge in women workers, and an ailing economy in which disabled individuals can’t find jobs.

Southfield Social Security Disability ClaimThe study revealed that the biggest jumps in the disabled population came from aging Baby Boomers, finding that from 1996 to 2009 “the share of disabled worker benefits awarded to older workers (ages 45 and older) rose from 67 percent to 76 percent.” The share of benefits to younger workers between the ages of 25 to 44, however, fell from 31 percent to 22 percent.

Overall, in the aftermath of the recent recession, SSDI benefits reached a historic high, surpassing 2.9 million in the 2010 calendar year. The report was requested by an Alabama senator who cited estimates that the disability program would run out of money in 2016 if changes aren’t made.

Individuals coping with a disability face serious financial, physical, and emotional challenges. Not being able to work because of a disability leaves a person with few options for obtaining proper medical care and providing for themselves and their family. With SSDI enrollment increasing, ensuring that your application for benefits is properly filled out and that you’ve included the correct medical evidence is essential. Getting disability benefits isn’t a competition, but it may feel like one if your application is missing key information.

For additional information on this study and the causes for this increase in SSDI enrollment, please visit our blog next week for Part Two in this blog series.