Insurance Claims

Think you’re familiar with everything there is to know about auto insurance? Think again.

The main differences between liability uninsured and underinsured motorist coverage are more complicated than most people realize. In addition, most of us can’t even say, let alone define, the coverages outlined on our car insurance declaration certificate. What is more, there are a few main areas in which no-fault and other insurance coverages come together; information that every motorist should familiarize themselves with.

All of these points as well as the three main benefits of no-fault auto insurance will be discussed by Southfield personal injury attorney Jody Lipton during her breakout session, “Crash Course: What’s in Your Insurance Policy?”, at the Michigan Health & Rehab Conference tomorrow, Thursday, April 19, 2012 at the Best Western Sterling Inn.

Organized as a collaborative effort by Wright & Filippis and The Filippis Foundation, the conference is a diverse interdisciplinary program highlighting the numerous issues encountered by rehabilitation patients, their family members, and the people providing them with care. As such, most individuals in attendance will be from a wide array of professional backgrounds, including nurses, disability specialists, physical therapists, occupational therapists, discharge planners, case managers, rehabilitation counselors, attorneys, self-insured companies, social workers, auto no-fault insurance adjusters, and worker compensation adjusters. The sessions provided in the conference are structured and accredited by Hi-R-Ed Online as an opportunity for continuing education for nurses and social workers.

Unfortunately, when a person is injured in a car accident, there is a long list of things to take care of. First of all, priority should be given to a person’s health and ensuring that medical attention is received promptly, even if the individual doesn’t think they suffered an injury in the crash. A major factor that some motorists forget about or aren’t aware of is the importance of reporting the accident to their insurance company. However, determining and proving fault for the accident is another story.

In revealing some of the often overlooked aspects of liability and auto insurance, especially with regard to Michigan’s complex no-fault law, Jody Lipton will be offering valuable information and insight to conference attendees so they can better understand a significant financial, and even psychological, challenge that the patients they may be helping are facing.

Recently, a construction worker was injured on the job when he became pinned between two steel beams at the construction surrounding the interchange between Interstate 94 and Interstate 69 in Port Huron, according to a recent article in The Times-Herald.

The worker was part of a crew setting steel beams for the new Black River Bridge when the accident occurred. Rescue workers from the Port Huron Township Fire Department helped to free the man and transported him to Port Huron Hospital to be treated for his injuries. The hospital has not yet provided an update on his condition.

After a construction site accident, it’s common for both the federal Occupational Safety and Health Administration (OSHA) and the Michigan Occupational Safety and Health Administration (MIOSHA) to investigate in order to ensure that employers are meeting state and federal safety requirements to protect workers. Although several days have passed since this accident, however, MIOSHA has not yet opened a formal investigation of the accident. A spokesperson for MIOSHA told reporters that the agency is aware of the workplace accident but did not comment on the lack of investigation, leaving Michiganders to wonder if the agency is overworked, lacks the resources to investigate, or has another reason for the delay.

Workers in Michigan injured on the job are often entitled to workers’ compensation payments to cover medical bills, lost wages, and other expenses related to the workplace accident. If you are having difficulty collecting the insurance payments to which you are legally entitled to, please don’t hesitate to contact the experienced Michigan benefits claims attorneys at Lipton Law. For a free consultation, call us today at 248-557-1688