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Insurance Claims

Detroit Insurance Claims When No One is Identified at Fault Can Be a Challenge

By Lipton Law on October 17, 2012 - No comments

Detroit Auto Accident ClaimAccording to The News-Herald, Detroit Lions defensive tackle Ndamukong Suh has been involved in 4 traffic incidents since he signed with the Lions in 2010. As a rookie, he was involved in an accident which was determined to have been caused by the other driver. In December, 2011, he was involved in another crash which is currently in litigation. Then in March, 2012, he was cited for driving 91 mph in a 55 mph zone.

On Thursday, October 11, 2012, Suh was involved in a traffic accident. According to the other driver, Suh’s vehicle sideswiped his vehicle without Suh stopping. Suh was not cited for the collision because, according to police, it could not be determined who was at fault, leaving the other driver to deal with the issue of fault and compensation for his damages.

Luckily, in the Thursday incident, no one appears to have been injured. Yet, what do you do when you are injured in a Detroit traffic accident, the police do not cite the other driver (who might be at fault for the accident), and you still have to repair your vehicle and mend your injuries? Sometimes, unfortunately, once your insurance claim is filed, you will need to do battle with the insurance company to receive just compensation for your damages and injuries.

If you or a loved one has been injured in a Michigan car accident, and are dealing with insurance companies who are delaying or denying your claim, let the knowledgeable, experienced and dedicated Detroit car insurance claims lawyers at Lipton Law help. Call us at (248) 557-1688 for a free consultation.

 

Paying Insurance Premiums for MI Car Accident Coverage Doesn’t Always Guarantee Compensation

By Lipton Law on October 15, 2012 - No comments

You pay insurance premiums in order to protect yourself against the financial destruction which may be inflicted on you in the event of an accident which damages or destroys your home or business, or when you or a loved one is injured or killed in an accident. You expect that when required, your insurance carrier will not treat you in “bad faith” by delaying or denying your valid claims. In Michigan, that is exactly what you may face without a skilled legal representative to help you.

Southfield Insurance Claim DenialIn 2009, the Michigan Court of Appeals, in Johnson v. Wausau, ruled that even when an insurance carrier has lied to you that your claim was not covered by your policy, you had no cause of action (no right to sue) for fraud because you could and should have consulted with an attorney to confirm the accuracy of the statement made by your carrier. Even though legislative attempts to correct this injustice were begun in 2009 (specifically the introduction of Bill 4244), to date, no law exists which curbs these types of insurance bad faith.

If you or a loved one has been a victim of a delay or denial of an insurance claim, that delay or denial may have been in bad faith. The insurance company has all the money to continue to delay and deny your claim. Let the experienced insurance bad faith lawyers at Lipton Law even the playing field and get you the recovery and compensation you may be entitled to. Call us at (248) 557-1688 for a free consultation.

 

What’s in Your Insurance Policy? Attorney Jody Lipton Answers at Michigan Health & Rehab Conference

By Lipton Law on April 18, 2012 - No comments

Think you’re familiar with everything there is to know about auto insurance? Think again.

The main differences between liability uninsured and underinsured motorist coverage are more complicated than most people realize. In addition, most of us can’t even say, let alone define, the coverages outlined on our car insurance declaration certificate. What is more, there are a few main areas in which no-fault and other insurance coverages come together; information that every motorist should familiarize themselves with.

MI Auto Insurance ClaimsAll of these points as well as the three main benefits of no-fault auto insurance will be discussed by Southfield personal injury attorney Jody Lipton during her breakout session, “Crash Course: What’s in Your Insurance Policy?”, at the Michigan Health & Rehab Conference tomorrow, Thursday, April 19, 2012 at the Best Western Sterling Inn.

Organized as a collaborative effort by Wright & Filippis and The Filippis Foundation, the conference is a diverse interdisciplinary program highlighting the numerous issues encountered by rehabilitation patients, their family members, and the people providing them with care. As such, most individuals in attendance will be from a wide array of professional backgrounds, including nurses, disability specialists, physical therapists, occupational therapists, discharge planners, case managers, rehabilitation counselors, attorneys, self-insured companies, social workers, auto no-fault insurance adjusters, and worker compensation adjusters. The sessions provided in the conference are structured and accredited by Hi-R-Ed Online as an opportunity for continuing education for nurses and social workers.

Unfortunately, when a person is injured in a car accident, there is a long list of things to take care of. First of all, priority should be given to a person’s health and ensuring that medical attention is received promptly, even if the individual doesn’t think they suffered an injury in the crash. A major factor that some motorists forget about or aren’t aware of is the importance of reporting the accident to their insurance company. However, determining and proving fault for the accident is another story.

In revealing some of the often overlooked aspects of liability and auto insurance, especially with regard to Michigan’s complex no-fault law, Jody Lipton will be offering valuable information and insight to conference attendees so they can better understand a significant financial, and even psychological, challenge that the patients they may be helping are facing.

 

MIOSHA Slow to Investigate After Construction Worker Suffers Injuries

By Lipton Law on August 4, 2011 - No comments

Recently, a construction worker was injured on the job when he became pinned between two steel beams at the construction surrounding the interchange between Interstate 94 and Interstate 69 in Port Huron, according to a recent article in The Times-Herald.

The worker was part of a crew setting steel beams for the new Black River Bridge when the accident occurred. Rescue workers from the Port Huron Township Fire Department helped to free the man and transported him to Port Huron Hospital to be treated for his injuries. The hospital has not yet provided an update on his condition.

After a construction site accident, it’s common for both the federal Occupational Safety and Health Administration (OSHA) and the Michigan Occupational Safety and Health Administration (MIOSHA) to investigate in order to ensure that employers are meeting state and federal safety requirements to protect workers. Although several days have passed since this accident, however, MIOSHA has not yet opened a formal investigation of the accident. A spokesperson for MIOSHA told reporters that the agency is aware of the workplace accident but did not comment on the lack of investigation, leaving Michiganders to wonder if the agency is overworked, lacks the resources to investigate, or has another reason for the delay.

Workers in Michigan injured on the job are often entitled to workers’ compensation payments to cover medical bills, lost wages, and other expenses related to the workplace accident. If you are having difficulty collecting the insurance payments to which you are legally entitled to, please don’t hesitate to contact the experienced Michigan benefits claims attorneys at Lipton Law. For a free consultation, call us today at 248-557-1688